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Housing Loans
We provide a full suite of housing loans including Fixed, Variable, Honeymoon, Split Mortgages and loans for the Professional or Preferred borrower (usually packages with discounts).
Investment Loans
Our consultants are investment property finance specialists. We will show you how to maximize your negative gearing benefits, to increase your wealth sooner.
Equity Mortgage
These products allow you immediate access to the equity in your property. However, you only pay interest on the portion of the predetermined limit that is being used.
Mortgage Reduction
There are a number of products available to achieve debt reduction however, the products alone will not have the desired result. It's the way you use them. Let us show you how.
Low-Doc (No Financials)
For a variety of reasons some borrowers are unable to provide up-to-date financial information to obtain a loan. If this is you, contact us Now!!
Credit Impaired
Has your credit rating been affected by circumstances beyond your control? (Job loss, Injury, Illness or Relationship breakdown) We have lenders available to get you back on track.
Deposit Bonds
Rather than pay cash for the deposit on your property purchase, why not use a Deposit Bond? Deposit Bond's are available within hours at very competitive rates.
Leasing / Hire Purchase
Simple, quick no nonsense finance is available at very competitive rates for cars, trucks or any commercial equipment.
Private Funding
Private Funding is often used when the banks just won't listen. This facility may be the difference between getting the required result, and not.
Landlords Insurance
Landlords insurance is available to cover you for loss of rent and most other out of pocket expenses associated with damage caused by a tenant in your investment property.
Mortgage and Finance Association of Australia (MPAA)
The (MFAA) is the peak industry body ensuring the orderly and ethical working of the mortgage industry in Australia and New Zealand.
Uniform Consumer Credit Code (UCCC)
(UCCC) is a set of rules designed to protect borrowers and broadly provides for total disclosure by lenders to consumers for personal purposes.
Get your Dream Home with Loan Rates Pty Ltd
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